Terms of Use

The United Benefits Group Llc Terms of Use were updated on October 3, 2023.

Legal Information & Notices

United Benefits Group, Llc provides this website (“Web Site”) for your personal informational, educational, and entertainment use. The following Terms of Use govern your access and use of this Web Site. Please read these Terms of Use carefully before using this Web Site. Also, specific terms and conditions may apply to specific Content (as defined below) on or available through this Web Site (the “Content”) and to specific Content, data, materials, or information you may upload, submit and publish to the Web Site (“User Content”). Such specific terms may be in addition to these Terms of Use or, where and then only to the extent expressly specified, may supersede these Terms of Use.

When used in these Terms of Use, “we,” “us,” and “our” means United Benefits Group, Llc, and “you” and “your” refers to any individual, company, or legal entity that accesses or otherwise uses this Web Site.

1. Acceptance of Terms of Use

By accessing, browsing, or using this Web Site, you agree to be bound by these Terms of Use and all terms and conditions contained or referenced herein or any additional terms and conditions set forth on this Web Site If you do NOT agree to all of these terms, you should NOT access or use this Web Site.

2. Modification of Terms

These Terms of Use may be amended by United Benefits Group, Llc, at its sole discretion, at any time without your notice. Such amended Terms of Use shall be effective upon posting. By continuing to access or use this Web Site, you will be deemed to have accepted such amendments. You are advised to review any applicable terms and conditions regularly. Other United Benefits Group, Llc, or third-party websites may have terms of use that apply to such websites.

United Benefits Group, Llc reserves the right to discontinue or make changes or updates to the Web Site or Content at any time without notice.

3. Privacy Notice

Personal information provided through this Web Site shall be used in accordance with United Benefits Group, Llc Privacy Policy, and these Terms of Use are subject to the Privacy Policy as posted on this Web Site.

4. No Services, Endorsement or Professional Advice

The Web Site and the Content do not constitute accounting, consulting, investment, insurance, legal, tax, or any other professional advice type. They should be used only with a United Benefits Group, Llc consultant, and other appropriate professional advisors who fully know the user’s situation. The Web Site’s or the Content’s accuracy, completeness, or adequacy is not warranted or guaranteed. Your use of the Content, the Web Site, or materials linked from the Web Site is at your own risk.

5. Product and Service Availability

Some products and services described in this Web Site may not be available in all jurisdictions. The services, products, and information described through this Web Site are not directed nor intended for distribution or use by any person or entity in any jurisdiction:

Where such distribution or use would be contrary to law, rule, or regulation (laws), or that would subject United Benefits Group, Llc to any registration requirement within such jurisdiction; or
United Benefits Group, Llc, cannot provide such information, products, or services.

Persons who access this Website are deemed to do so on their initiative and are responsible for compliance with all applicable laws. Materials from this Website may be subject to controls imposed by the United States or other jurisdictions. They may not be exported to any jurisdiction or anyone prohibited by law. United Benefits Group, Llc expressly prohibits the downloading or exporting of material from this Website in violation of any applicable jurisdiction laws, including U.S. export laws. By downloading content from this Website, you warrant that you are doing so in full compliance with the United States laws and your resident jurisdiction.

6. Registration

Certain sections of the Website require you to register. You agree to supply United Benefits Group, Llc, with accurate and complete registration information if registration is requested. You are responsible for informing United Benefits Group, Llc, of any changes to that information. You are responsible for maintaining the confidentiality of your account number and password. You are responsible for your account’s uses, whether or not actually or expressly authorized by you. United Benefits Group, Llc reserves the right to refuse registrations or subscriptions.

7. Copyright and Trademarks

You acknowledge that all Content on this Website, including the design, graphics, text, formatting, sounds, pictures, images, software, and other materials and information on this Website, and the selection and arrangement thereof (collectively, Content), are the property of United Benefits Group, Llc or its licensors, and are subject to and protected by United States and international copyright and other intellectual property laws and rights. All rights to Content not expressly granted in these Terms of Use are reserved to their respective intellectual property rights owners. Except as expressly authorized in these Terms of Use or on the Web Site, you may not copy, reproduce, distribute, republish, download, perform, display, post, transmit, exploit, create derivative works, or otherwise use any of the Content in any form or by any means, without the prior written authorization of United Benefits Group, Llc or the respective intellectual property rights owner. United Benefits Group, Llc authorizes you to view and download the Content only for personal, non-commercial use. You keep all copyright and other proprietary notices contained in the original Content. You may not modify or adapt the Content in any way or otherwise use it for any public or commercial purposes. The trademarks, service marks, trade names, trade dress, and logos (collectively, Marks) contained or described on this Website (including, without limitation, United Benefits Group, Llc) are the sole property of United Benefits Group, Llc, and its licensors. They may not be copied, imitated, or otherwise used, in whole or in part, without the prior written authorization of United Benefits Group, Llc, and its licensors. All page headers, custom graphics, button icons, and scripts are Marks of United Benefits Group, Llc. They may not be copied, imitated, or otherwise used, in whole or in part, without the prior written authorization of United Benefits Group, Llc. United Benefits Group Llc will enforce its intellectual property rights to the fullest extent of the law.

8. Links to Third-Party Websites

Links on the Web Site to third-party websites are provided only as a convenience to you. United Benefits Group, Llc does not control or endorse any such third-party websites. You agree that United Benefits Group, Llc and its affiliates will not be responsible or liable for any content, goods, or services provided on or through these outside websites or for your use or inability to use such websites. You will use these links at your own risk. You are advised that other websites on the Internet, including third-party websites linked from this Website, might contain material or information that some people may find offensive or inappropriate; or that is inaccurate, untrue, misleading, or deceptive; or that is defamatory, libelous, infringing of others’ rights or otherwise unlawful. United Benefits Group, Llc disclaims any responsibility for the content, legality, decency, or accuracy of any information and any products and services appearing on any third-party website. United Benefits Group, Llc recommends that you make yourself aware of and read the legal and privacy notices of all other websites you visit.

9. Disclaimer of Warranties

United Benefits Group, Llc strives to provide accurate and up-to-date material on the Website. However, we make no warranties or representations as to the accuracy or timeliness of the Content on this Web Site.

YOUR USE OF THE WEBSITE IS AT YOUR SOLE RISK. THE WEBSITE AND THE CONTENT CONTAINED ON THIS WEBSITE ARE PROVIDED ON AN AS-IS AND AVAILABLE BASIS. UNITED BENEFITS GROUP, LLC EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. UNITED BENEFITS GROUP, LLC MAKES NO WARRANTY THAT (I) THE WEBSITE WILL MEET YOUR REQUIREMENTS, (II) THE WEB SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (III) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE WEB SITE WILL BE ACCURATE OR RELIABLE, (IV) THE WEB SITE IS FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS, OR (V) ANY ERRORS IN THE WEB SITE WILL BE CORRECTED. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THIS WEBSITE IS PROVIDED AT YOUR OWN RISK, AND YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM YOUR USE OF THE WEBSITE, INCLUDING, WITHOUT LIMITATION, DAMAGES RESULTING FROM COMPUTER VIRUSES.

SOME JURISDICTIONS MAY NOT PERMIT CERTAIN DISCLAIMERS OF WARRANTIES, SO SOME OF THE EXCLUSIONS ABOVE MAY NOT APPLY TO YOU. IN SUCH JURISDICTIONS, WE DISCLAIM WARRANTIES TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.

10. Disclaimer of Damages and Limitation of Liability

NEITHER UNITED BENEFITS GROUP, LLC NOR ITS AFFILIATES SHALL UNDER ANY CIRCUMSTANCES BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING OUT OF, IN CONNECTION WITH, OR RELATING TO YOUR ACCESS TO, OR USE OF, OR INABILITY TO USE THIS WEBSITE OR ANY MATERIAL, OR ANY OTHER WEBSITE YOU ACCESS THROUGH A LINK FROM THIS WEB SITE, OR ANY INCORRECT OR INACCURATE INFORMATION ON THIS WEB SITE THIS IS A COMPREHENSIVE LIMITATION OF LIABILITY THAT APPLIES TO ALL DAMAGES OF ANY KIND, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING BUT NOT LIMITED TO PROPERTY DAMAGE, LOSS OF USE, LOSS OF DATA, LOSS OF BUSINESS, ECONOMIC LOSS OR LOSS OF PROFITS), WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE, EVEN IF UNITED BENEFITS GROUP, LLC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE OR LOSS. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, YOU EXPRESSLY WAIVE ALL CLAIMS AGAINST UNITED BENEFITS GROUP, LLC AND ITS AFFILIATES AND THEIR OFFICERS, DIRECTORS, EMPLOYEES, SUPPLIERS, AND PROGRAMMERS THAT MAY ARISE FROM YOUR ACCESS OR USE OF THIS SITE OR APP.

11. Indemnification and Release

You agree to indemnify, defend, and hold harmless United Benefits Group, Llc, and its affiliates against all claims, demands, causes of action, losses, expenses, damages, and costs, including any reasonable attorneys’ fees, resulting from or arising from or relating to your use of or conduct on the Web Site, any activity related to use of the Web Site by you, any message or material that you submit to, post on or transmit through the Web Site, your violation of these Terms of Use, your infringement or violation of any rights of another, or termination of your access to the Web Site.

Suppose you have a dispute with one or more users. In that case, you release United Benefits Group, Llc, and its affiliates from claims, demands, and damages (actual and consequential) of every kind and nature, known and unknown, arising out of or in any way connected with such disputes.

12. No Unlawful or Prohibited Activity

As a condition of your use of this Web Site, you agree not to use the Web Site for any purpose that is unlawful or prohibited by these terms and conditions. You further agree that you are responsible for using and communicating on the Web Site. You agree not to post on or transmit through this Web Site any unlawful, infringing, threatening, harassing, defamatory, vulgar, obscene, profane, indecent, offensive, hateful, or otherwise objectionable material of any kind, including any material that encourages criminal conduct or conduct that would give rise to civil liability, violates the privacy rights of others, infringes others’ intellectual property rights or otherwise violates any applicable local, state, national or international law. You agree not to use this Web Site in any manner that interferes with its normal operation or with any other user’s use and enjoyment of the Web Site. You agree to use reasonable efforts to scan and remove any viruses or other contaminating or destructive features before submitting any material.

United Benefits Group, Llc reserves the right, in its sole discretion, to suspend or terminate your access to this Web Site and prohibit any current and future use of this Web Site (or any portion thereof) by you if you fail to comply with any terms or provision of these Terms of Use or your use is harmful to the interests of another user of this Web Site.

13. Shut-down of Web Site

United Benefits Group, Llc reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Web Site (or any part thereof) with or without notice or consent. United Benefits Group, Llc and its affiliates shall have no responsibility or liability for failure to store or delete any Content or User Content submitted to the Web Site.

14. Governing Law and Dispute Resolution

These Terms of Use shall be governed by, and construed by, the laws of the United States and the State of New Jersey without affecting conflicts of law principles thereof. United Benefits Group, Llc makes no representations that the material and information on this Website are appropriate or available in all national locations or languages. You agree that any action at law or in equity arising from or relating to this Website or these Terms of Use shall be brought exclusively in the Federal or State Courts residing in New Jersey. You hereby consent and submit to personal jurisdiction in such courts for any action relating to this Web Site, your access or use thereof, or these Terms of Use and extra-territorial service of process.

This Web Site’s material and information are directed to and intended for United States users only. United Benefits Group, LLC makes no representation that the Content contained on the Website is appropriate or available for use in jurisdictions outside the United States. Visitors who use the Website and reside outside the United States do so on their initiative and are responsible for compliance with all laws, if and to the extent local laws are applicable. You agree that you will not access this Website from any territory where its contents are illegal. You, not United Benefits Group, Llc, and its affiliates, are responsible for compliance with local laws.

15. Severability

If any provision of these Terms of Use is held to be unlawful, void, or for any reason unenforceable by a court of competent jurisdiction, then the invalid or unenforceable provision shall be replaced by a valid, enforceable provision that most closely matches the intent of the original provision. The validity and enforceability of any remaining provisions shall not be affected.

16. No Waiver

The failure of United Benefits Group, Llc, and its affiliates to enforce any part of these Terms of Use shall not constitute a waiver of such terms or provisions. It shall not be considered a waiver or limit United Benefits Group, Llc’s right after that to insist upon strict adherence to that term or any other provision of these Terms of Use.

No part of this site may be reproduced or transmitted in any form or by any means, electronic or mechanical, which includes but is not limited to facsimile transmission, photocopying, recording, rekeying, or using any information storage or retrieval system, without express written permission from the copyright owner. Requests for permission or further information can be submitted via email to the Webmaster at [email protected].

This Agreement constitutes the entire agreement between you and United Benefits concerning the subject matter. It supersedes and replaces all prior or contemporaneous understandings or agreements, written or oral, regarding that subject matter.